No Collateral Required
Personal Loan
Fund your dreams — travel, wedding, medical, home renovation, or any personal need. Fast approval, zero collateral.
Interest Rate
10.5% p.a.
Max Amount
₹25 Lakhs
Tenure
Up to 5 Years
Processing Fee
1–2% of loan amount
10.5% p.a.
Why Choose Us
Key Features
Zero Collateral
No security or guarantor required. Purely based on your income and credit profile.
Quick Disbursal
Funds credited to your account within 24–48 hours of approval.
Flexible Tenure
Choose repayment tenure from 12 to 60 months as per your convenience.
Minimal Docs
Just PAN, Aadhaar, salary slips, and bank statements. No lengthy paperwork.
No Prepayment Penalty
Repay early without any extra charges after 6 EMIs.
Online Application
Apply entirely online from the comfort of your home. No branch visit needed.
Eligibility Criteria
Age
21 to 60 yearsEmployment
Salaried or self-employedMinimum Income
₹15,000 per month (net)Work Experience
Minimum 1 year in current jobCIBIL Score
650 and aboveNationality
Indian residentDocuments Required
Identity Proof
- PAN Card
- Aadhaar Card
- Passport (optional)
Income Proof
- Last 3 months salary slips
- Last 6 months bank statements
- Form 16 or ITR (last 2 years)
Address Proof
- Aadhaar Card
- Utility bill (not older than 3 months)
- Rental agreement
Got Questions?