Education Loan
Invest in your future without financial stress. Education loans for top institutions in India and abroad, with a moratorium period during your course.
Interest Rate
9% p.a.
Max Amount
₹50 Lakhs
Tenure
Up to 15 Years
Processing Fee
Nil for loans up to ₹7.5 Lakhs
Why Choose Us
Key Features
Moratorium Period
No EMI during your course + 6 months after getting a job. Study stress-free.
Covers All Expenses
Tuition fees, hostel, books, laptop, travel, and other study-related expenses covered.
India & Abroad
Loans for courses in India and at top universities worldwide — USA, UK, Canada, Australia, and more.
Tax Benefit
Interest paid on education loan is fully deductible under Section 80E for up to 8 years.
No Collateral up to ₹7.5L
Collateral-free loans up to ₹7.5 Lakhs. Above that, property or fixed deposit as security.
Scholarship Consideration
Scholarships and grants are considered to reduce the loan amount and interest burden.
Eligibility Criteria
Documents Required
Student Documents
- Admission letter from institution
- Fee structure / cost of study
- Mark sheets of last qualifying exam
- Scholarship letter (if any)
Co-applicant KYC & Income
- PAN Card & Aadhaar Card
- Last 3 months salary slips / ITR
- Last 6 months bank statements
Collateral (if applicable)
- Property documents (for loans above ₹7.5L)
- Fixed deposit receipt
- Insurance policy (surrender value)
Got Questions?